Jonathan B. Spencer, CFA | Managing Partner & Chief Investment Officer

Jonathan founded Twende from a desire to provide a holistic, integrated investment service to families and institutions. Jonathan's experience includes senior business development roles at Umbono Capital (an international investment firm focused on mining and oil and gas), and financial management positions at Standard Bank in South Africa. His expertise spans investment strategy, portfolio management, transaction structuring, and family wealth governance. He is a CFA charter holder and has an M.A. in International Relations from Regent University and B.Com in Investment Management from the University of Pretoria in South Africa. 


Michael J. Liccar, CPA | Principal & Head of Transaction Advisory

Michael is a seasoned CPA, CEO, Entrepreneur and Family Investment Manager/Advisor. He serves as a senior member of Twende’s Investment Committee and heads Twende’s Transaction Advisory business. He has specialized in the investment industry throughout most of his professional career.  From 1979 to 1982, he was a Senior Accountant with KMPG (a “Big-4 CPA firm) in Chicago and Denver where he specialized in financial institutions and broker/dealers.  From 1982 to 1985, he was a Manager in the Commodities/Securities Division of Checkers, Simon & Rosner, CPAs (now RSM US LLP).  From 1986 through 1988, he served as Chief Financial Officer of Richard Dennis & Company, a registered Commodity Trading Advisor and Commodity Pool Operator.  In 1988, Michael founded Liccar CPA which specializes in accounting, financial, performance and regulatory reporting as well as tax preparation/planning for a wide variety of investment advisors and private investment funds throughout the world.  In 1996, Michael founded Genesis Fund Services, Ltd. in Nassau Bahamas, a licensed fund administrator and continued as a Director until 2010.  In 2010, he founded Liccar Securities, LLC, a licensed broker/dealer, which he operated until 2017.  In 2016, Michael co-founded CST Tax Advisors-Chicago, LLC, which specializes in tax preparation and planning for US expatriates. Michael is a licensed CPA and holds B.S. in Accountancy from Northern Illinois University (1979). 


Bradley A. Dent | Wealth Advisor

Brad has a background in retirement planning and financial advising with experience in both insurance and investments.  He has worked with Fortune 500 financial services organizations prior to his role with Twende.  Brad's heart for serving people, ability to create an environment of peace, and attention to detail add great value to his clients.  He graduated from Concordia University Wisconsin with a Bachelor of Science in Finance, and is a member of Kingdom Advisors.


John Laughlin | Investment Analyst

John oversees technology and quantitative trading systems at Twende. He is a Level II candidate in the CFA program. He also holds a B.Sc. In Chemistry and has co-authored academic papers published in a leading organic chemistry journal. His background includes success as an entrepreneur, having launched a men’s grooming line.